Roberto helps hard working people take control of their finances and step forward to a better life.  He specializes in helping you master your cash-flow and conquer your mortgage.

It is his lifelong purpose to serve others and have a positive impact in people's lives.  After a 13 year career as a Paramedic, Roberto has been a Mortgage Broker, Certified Cashflow Specialist, as well as Smith Manoeuver Accredited Professional for almost 10 years.  He is committed to educating people to do the best with what they have from where they are.  Working with him you will be inspired to take action and take control.

Tyler Burtch has a passion for helping people - and he happens to be really great with money. Born and raised in a small farming community, he was able to build a six-figure business before he even graduated high school. It was during those years of ownership that he realized his passion for business extended far beyond making dollars and cents. He wanted to have a positive impact on his customers.

And make his mother proud.

Tyler knows that many of us have fears about money – especially not having enough of it. You can count on him to take time to listen to your concerns and ask important questions to develop a customized, holistic financial plan that’s just right for you, your family and your lifestyle.

Evan works closely with his clients to provide tailored financial planning, investment, and risk management solutions to help them reach their short, medium and long-term goals.

At the age of 29, Evan became a Certified Financial Planner® professional which is the designation recognized internationally as the gold standard in financial planning. He is among the 15% of CFP practitioners in Canada in the under 35 cohort.

The things you do today will set the stage for you 10, 15, 20 years down the line. After 14 + years helping families, businesses and individuals in finance, understanding your month-to-month cash flow is the foundation for building a solid plan.

Hans-Michael Schnell is the Founder of The Kreo Group Collective, Managing Partner, Financial Consultant and Certified Cash Flow Specialist who partners with likeminded companies, professionals and out-of-the-box thinkers to strategically create an environment to enhance the efficient and effective use of your money, human-to-human.

At Donald G Turnbull Financial Services, we take a very unique approach to the financial business in that, “We help people FIND MONEY they are currently losing unknowingly and unnecessarily.”

We believe there is more opportunity to serve our clients by helping them avoid the losses than by picking the winners. By helping our clients be more efficient, we can help them find the money necessary to “Fund their Dreams”. Donald has been practising as a licenced financial advisor since June 1980.

After 18 years of building financial plans for clients and struggling to find a way to explain and communicate relationship with money and spending Behavioural Cash Flow Planning made so much sense.

My practice focuses on average families who have a desire to keep more of what they make and do more with what they have. Behavioural Cash Flow Planning and comprehensive tax planning make that a reality for everyone!

Rick has over 25 years experience in helping clients.

At RLA Financial, we believe that all success in Life comes from the conviction to “Design Your One Life, Your Way” to provide: CLARITY of Your Financial Life, Financial STABILITY and, A LEGACY for You and Your survivors.

Through The REAL LIFE Approach® we help you: Develop the VISION of Your Life, DESIGN a Plan to realize that vision and Create ORGANIZATION of all your Financial affairs.

I have been in the financial services industry for over 20 years and always felt I could do more for my clients in the area of cashflow management.

Behaviourial Cash Flow Planning gives me a process that is measurable, very professionally and more importantly adds value.

My business is now able to stand out from the crowd. I am not chasing my clients because they are seeing their own results and the impact Behavioural Cash Flow Planning is having on their families.

You've worked hard for your money, so controlling your risks and minimizing taxes is important. We know that your financial objectives are very personal, so we'll help you make the most of your investments to achieve your goals and secure the future you dream of.

Every family has hopes and dreams for their future, but some ignore the potential risks and do not have a plan to protect them, if something should happen. Tom has dedicated his practice to helping families to prepare for the unexpected challenges that life can present - the "what ifs?". His recommendations are based on extensive fact finding sessions through his access to some of the best minds in the business.

My name is Nicole Bird and I am a holistic financial security advisor meaning that your goals and dreams are my main focus. In a globalized approach we take into account every. single. aspect, of your personal financial security.

Together we are extremely thorough in establishing the road you choose to get to your financial destination. Your dreams. Your Life. Simplified.

Without a good solid base of cash flow planning, hopes and dreams can slip through fingers. Helping my clients understand the need for cash flow planning is priority.

A good solid foundation with cash flow planning, means hopes and dreams and financial goals come true!

In a world where our educational system often falls short in financial education, my passion is to bridge that gap. Every day, I am committed to teaching at least one individual or family the essential skills for wealth-building and making informed financial decisions. Our practice is not just about providing financial solutions; it's about empowering you with knowledge for both financial security and peace of mind. As independent financial professionals, we offer unbiased, personalized recommendations to help you achieve your aspirations, both now and in the future. When I'm not navigating the financial world, I cherish family vacations and the joy of music, while continuous learning remains a passionate pursuit.

I entered the financial services industry in 2005 immediately my graduation from the University of British Columbia. I hold the Certified Financial Planner (CFP) designation and the Certified Cash Flow Specialist (CCS) certification. Among my peers, friends and family, I am best known for my commitment to professional excellence, leadership in the community, and my passion for helping others.

I am an active member of her industry professional association, Advocis– The Financial Advisors Association of Canada, and I’m a qualifier for the Million Dollar Round Table – The Premier Association of Financial Professionals. I’ve been a longstanding Kiwanis Club of Vancouver member who has carved my niche in the organization by working extensively in the area of youth initiatives. I am also fully conversant in Cantonese.

Janine offers over 20 year's experience in the financial industry working in banking, brokerage, and financial planning environments. She also has 8 year's experience in consulting and sales to businesses. In addition to being a fully licensed advisor, qualifications include the CFP, CCS, anCPCA designations with a background in economics. Having received many service and achievement awards, she recognizes the importance of servicing clients' needs first. She has also been asked to speak at many Business, Professional and Retirement Associations. In 2015 Janine was voted Best Financial Planner in Richmond Hill for The Liberal Readers' Choice awards.

I've spent more than two decades working on Bay Street.  After starting my own family in 2018, I struggled to find the right balance between work and family life.  I realize that many others are in the same camp, and don't have a lot of time to attend to their own priorities.  The journey of a parent teaches you that life is no longer about you.

​My mission is to provide financial guidance and education to empower Canadians to make their personal finances a priority, in a simple, low friction, minimalistic way.  

Jim Lao champions Behavioral Cash Flow Management, skillfully combining financial acumen with a deep understanding of human behavior to guide individuals and businesses toward wiser financial choices. His passion lies in empowering others to attain financial freedom, reduce debt burdens, and amplify their savings, all while pursuing their dreams with confidence.

I have been helping clients realize their goals and dreams for over 20 years.  I am a trusted resource who is knowledgeable in many different aspects of finance, insurance, tax and estate matters.  My clients describe me as caring, empathetic, professional, trustworthy and knowledgeable.  I realized quickly in my career that behavourial cash flow management is the first step towards taking better control of your finances, which in turn leads to attaining your goals and dreams.   I myself have worked with a cash flow plan for years, which has dramatically improved my own family's financial situation.  I have helped many clients eliminate their debts and increase their wealth over the years through this effective tool.

Angie has been spreading her expertise passionately as a financial educator for the past 18 years. The addition of a CCS designation has allowed her to help clients achieve their financial dreams without painful “budgeting”.

When I was growing up, schools did not offer a “How to Manage Money 101” course. Yet adults are expected to just know how to manage the priorities of a family, mortgage, retirement savings, day-to-day expenses, and to anticipate surprises. I was never taught how to plan for an appliance breaking down, for when the roof starts to leak and needs replacing, or if the car breaks down and needs costly repairs.

Financial planning is a process and I work with my clients to help them reach their financial goals, while adjusting for any of life’s little surprises that pop up along the way.

I believe that everyone deserves financial peace of mind.  

I'm here to help take the hardest step, the first one. As a Certified Cashflow Specialist and co-founder of TvH CacheFlo Solutions, I help my clients achieve their financial goals and live their best lives. That's why I'm excited to include Behavioural Cash Flow Strategies as part of my practice.  It is a powerful tool that helps clients understand their spending habits, identify their values and priorities, and align their cash flow with their goals.

Stephen Devlin is a value-based Licensed Life Insurance Broker and Wealth Architect, passionate about self-empowering his clients to achieve financial control for life by educating and coaching them on key financial principles and cash flow optimization strategies. He is regarded as Canada’s leading expert in implementing the Bank On Yourself® and Infinite Banking® concepts and engineering multi-figure strategic wealth plans. Stephen has been honoured with a privilege only a handful of advisors have as a member of the international organization the Million Dollar Round Table, the prestigious status of Court of the Table.